Self Managed Super Fund (SMSF) home loans are more complex than regular home loans, as any property purchased must be for the sole benefit of the SMSF, not the individual trustees. You should seek advice from a qualify accountant or financial planner before making a move in this field. For financing planning service, please click here.
To make an appointment for SMSF Loan service. Please Contact Us through phone or email or utilise our online booking system.
Rules
You can only buy property through your SMSF if you comply with the rules.
The property must:
- meet the ‘sole purpose test’ of solely providing retirement benefits to fund members
- not be acquired from a related party of a member
- not be lived in by a fund member or any fund members’ related parties
- not be rented by a fund member or any fund members’ related parties
If your SMSF purchases a commercial premises, it can be leased to a fund member for their business. However, it must be leased at the market rate and follow specific rules.