First Home Buyer Loans in Perth

Buying your first home is one of the most exciting milestones in life, but navigating the world of home loans, grants, and government schemes can feel overwhelming. At Kowloon Investment Group, we specialise in helping first home buyers across Perth turn their dream of homeownership into reality.

First Home Owner Grant in Western Australia

Western Australian first home buyers may be eligible for the First Home Owner Grant (FHOG) of up to $10,000 when purchasing or building a new home valued at $750,000 or less. Combined with the first home buyer stamp duty concession, you could save up to $24,440 in total.

Additionally, the Australian Government offers several support schemes including the First Home Guarantee, which allows eligible buyers to purchase with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI). This can save you thousands of dollars upfront.

How We Help First Home Buyers

As your dedicated Perth mortgage broker, we take the stress out of buying your first home. Here is what we offer:

• Access to 40+ lenders — We compare hundreds of loan products to find the best deal for your situation
• Grant and scheme guidance — We help you understand and apply for all grants and concessions you are entitled to
• Pre-approval assistance — Know your borrowing power before you start house hunting
• Step-by-step support — From application to settlement, we guide you through every stage
• No cost to you — Our service is free for borrowers as we are paid by the lender

Steps to Buying Your First Home

1. Assess your finances — Understand your income, savings, and expenses
2. Get pre-approved — We help you secure pre-approval so you know your budget
3. Find your property — Search within your price range with confidence
4. Apply for grants — We ensure you claim every dollar you are entitled to
5. Settle and move in — We manage the loan process through to settlement

Ready to take the first step towards owning your home? Contact Kowloon Investment Group today for a free consultation with our experienced team.

Perth Suburbs We Service

Kowloon Investment Group helps home buyers and investors across Perth’s metropolitan area:

• Perth CBD | Northbridge | East Perth
• South Perth | Victoria Park | Burswood
• Subiaco | Claremont | Fremantle
• Scarborough | Joondalup | Morley
• Mount Lawley | Midland | Belmont
• Rivervale | Canning Vale | Armadale
• Rockingham | Mandurah | Baldivis
• Cannington